The Pradhan Mantri Jan Arogya Yojana (PMJAY), another name for the Ayushman Bharat Yojana, is a program designed to assist the less fortunate members of society who require medical treatment. On September 23, 2018, the Prime Minister launched the PMJAY program.
Approximately 50 crore Indian individuals are covered by this health insurance program. The Ayushman Card already boasts several success stories. All senior persons over 70, regardless of their socioeconomic status, would be entitled to a Rs. 5 lakh annual health insurance coverage as the most recent addition to the benefits offered under the PMJAY plan. We shall go into further detail regarding the Ayushman Bharat Scheme in Delhi benefits, coverage, eligibility, exclusions, and other topics in this post.
Ayushman Bharat Scheme in Delhi Overview
| Features | Details |
| Name of the Scheme | Ayushman Bharat Scheme |
| Launch date for PMJAY | September 23, 2018 |
| Coverage (per family) | Rs. 5 lakh/year |
| Procedures covered | 1,400 procedures |
| Pre-hospitalization expenses coverage | Up to 3 days |
| Post-hospitalization expenses coverage | Up to 15 days |
| Website | https://www.pmjay.gov.in/ |
| Helpline Numbers | 1800-111-565 or 14555 |
| Email Id | ayushmanbharat.csc@gmail.com |
What is PMJAY (Ayushman Bharat Scheme)?
The Government of India’s major health insurance program, the Ayushman Bharat Scheme (PMJAY), offers complete coverage for secondary and tertiary hospitalization costs. The goal of this initiative is to help more than 12 crore vulnerable and disadvantaged families. Pradhan Mantri Jan Arogya Yojana is the new name for the Ayushman Bharat Yojana, formerly known as the National Health Protection Scheme.
For the poorer segments of society, this aims to make secondary and tertiary healthcare entirely cashless. Beneficiaries of the PM Jan Arogya Scheme are issued an Ayushman card, which allows them to access services at any public or private hospital in the nation that has been accredited. You can benefit from the ability to enter a hospital and receive cashless care by using the PMJAY initiative.
What does the scheme offer?
Beneficiaries of this program would get ₹10 lakh in health insurance coverage. The governments of Delhi and the national government will each pay ₹5 lakh. For prompt implementation, the government strives to finish all paperwork as soon as possible.
“This program was stopped by the previous administration, therefore Delhi citizens were unable to take advantage of it. Ayushman Bharat, which Prime Minister Modi introduced for the whole nation, was not carried out here. It will now be accessible with a ₹5 lakh top-up from the Delhi government, Gupta stated.
Who will benefit?
- Families with low incomes require free medical care.
- Residents in Delhi were previously not eligible for the program.
- Even if they don’t fulfill the income requirements, senior persons are now eligible for coverage.
What are the Eligibility criteria of PMJAY for rural and urban?
Rural households:
- Families without land rely mostly on laborious, part-time labor to make ends meet.
- households with no adult male family members between the ages of 16 and 59.
- households living in single-room homes made of unbaked mud or other non-durable materials.
- families without an able-bodied adult to provide support and with at least one impaired member.
- households that are part of communities of Scheduled Tribes (ST) or Scheduled Castes (SC).
Urban households:
- Street vendors
- Domestic workers
- Sanitation workers
- Construction laborers
Delhi Cabinet approves Ayushman Bharat scheme
The national capital’s Ayushman Bharat health insurance program was authorized for implementation by the recently appointed Delhi Cabinet. Each recipient would receive a total of Rs 10 lakh in health coverage under this program, with Rs 5 lakh coming from the Centre and Rs 5 lakh from the Delhi government.
“The Ayushman Bharat scheme in Delhi had been stalled by the previous government,” Rekha Gupta remarked during her maiden news conference as Delhi Chief Minister. We’ve authorized it for Delhi after Prime Minister Narendra Modi implemented it nationwide,” she added. “The implementation of the scheme will start as soon as the formalities are finished.”
At its first meeting, the Gupta-led Cabinet approved two of its agenda items, according to PTI. The discussion also covered the Mahila Samriddhi Yojna, which offers qualified women in Delhi monthly support of Rs 2,500. Further conversations are necessary, according to Gupta, because payments to the beneficiary women cannot be provided until an application registration system is in place. “We discussed where and how to use these monies, but more conversation is required. Later on, this will be finalized,” she stated.
To increase accountability and transparency, the Cabinet also agreed to bring 14 outstanding reports from the Comptroller and Auditor General (CAG) before the Delhi Assembly’s next session.
How to check Ayushman Bharat Scheme Eligibility Online?
- Visit the Ayushman Bharat Scheme’s official website.
- Go to the homepage’s “Am I Eligible” section.
- Click the “Generate OTP” button after entering your cellphone number and captcha code on the next page.
- Click “Verify OTP” after entering the OTP that was sent to your mobile device.
- Provide the following page with your name, state, age, family members, and income information.
- Click “Submit” after entering all the information.
Conclusion
Ayushman Bharat Scheme in Delhi seeks to give low-income households full health coverage and guarantee access to high-quality medical treatment. With features like extended coverage for older folks and cashless hospitalization, the program is essential to the cost of healthcare. Its recent approval in Delhi improves access to healthcare, fostering citizens’ well-being and financial stability.